Personal Banking

Arab Bank Visa Black Credit Card

Coming to you from the largest Arab banking network, the Arab Bank Visa Black Credit Card entitles you to a host of benefits designed to offer you the financial flexibility and purchasing power that meet your needs and lifestyle.

What is the Black Credit Card?
The Black Credit Card is for customers who want special features and benefits from their credit card. With this in mind the card comes with the following benefits:  

  • Complimentary access to wide variety of offers under the VISA Premium Privileges Program* including:
    • Guaranteed exclusive deals at selected Fairmont, Raffles and Marriott Hotels
    • Up to 15% off at Hertz with the possibility of complimentary upgrade of the vehicle type
  • Exclusive Black card design equipped with Smart Chip technology to provide you with greater security
  • Free Purchase Protection Coverage* – insuring all your purchases against loss or damage for up to 90 days following purchase
  • Free Extended Warranty Coverage* – providing an additional 12 months warranty on top of any manufacturers’ warranty

What are the other features of the Black Credit Card?
In addition to the above, the card also comes with all of the following features: 

  • Automatic enrollment to our Credit Card Rewards Program “Arabi Rewards
  • Competitive interest rates
  • High cash advance limit
  • Flexible repayment instructions including: 5%, 25%, 50%, or 100% of the balance
  • Convenient Easy Payment Plan with 1.5% interest rate and repayment period up to 60 months
  • Grace period of interest-free credit on retail purchases up to 57 days
  • Optional Credit Shield Insurance which covers 100% of the outstanding balance, in the event of the death or permanent disability of the primary cardholder
  • Up to 5 supplementary cards
  • Transfer the outstanding balance(s) from your Credit Cards of other banks to your Arab Bank Visa Credit Card through Balance Transfer Service.
  • More secure online shopping with “Arab bank Verified by Visa/ MasterCard Secure Code Service
  •  Manage your credit card account through Phone Banking Services “Hala Arabi” and the Internet Banking Services “Arabi Online” for free.
  • Access to 24 hour Customer Contact Center
  • Get special discounts when using your Arab Bank Visa Credit Card at a wide variety of merchants.
  • Quick credit card application processing time
  • Extensive national and worldwide acceptance
  • Dedicated Sales Team - ready to serve you at your convenience

So why wait? Apply for an Arab Bank Visa Black Card today!

How to Apply
  • Through our Online Application Form
  • Call our Customer Contact Center on 19100
  • Visit any of our branches (visit our Branch Locator page here)

Required Documents**
  • Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  • Recent utility bill in the name of the client e.g. electricity, telephone or rental contract
  • Latest Salary/Income/Employment verification document

** The bank reserves the right to ask for additional documents which it finds relevant specifically to the case.

For more information, please call our Customer Contact Center on 19100.

You can also interact with us through   

Issuance of the card is subject to the terms and conditions related to this product.
Terms and conditions and fees related to this product apply.

* For more information about the program, please visit the following website: