Personal Banking

Golden Saving

Fixed Time Deposits

Prepaid Return

Golden Saving


 Daily Return


Return upon Maturity




Grants the highest return on savings in addition to a capital gain


  • Minimum amount required to issue is L.E. 2,000 and multiples
  • Half of interest could be cashed monthly by certificate holder and the other is retained for reinvestment
  • 3 years duration
  • Certificate holder of L.E. 25000 issued the same day will receive a gold pound price or its market value at maturity
  • Discount rate is offered
  • The CD Pays Central Bank Discount rate minus 1%
  • Possibility of borrowing up to 90% of certificate face value
  • Redeemable after the first 6 months according to the redemption schedule

How to Apply

Required Documents to open an account
  • Valid Identification Document 
  • Valid Residency Document (for expats)
  • Birth Certificate or Identification Document for Minors
  • Utility Bill (Electricity, Water...), incase the customer address is different than the address on the identification document 

For more information, please call our Customer Contact Center on 19100.