|
Accounts
|
| Current Account Minimum Opening Balance. |
EGP 2500 or its equivalent |
| Saving Account Minimum Opening Balance. |
EGP 1500 or its equivalent |
| Current account opening fees |
EGP 35 in addition to applied stamps |
| Saving account opening fees without having other opened accounts |
EGP 35 in addition to applied stamps |
| Account annual fees |
EGP 8 Monthly for resident clients.
EGP 18 Monthly for non resident clients. |
| Statement of Account fees. |
EGP 9 for every sub account for each periodic statement of account |
| Cash withdrawal from current account in EGP using counter cheque. |
Equivalent to USD 3.5 if the amount is equal or less than EGP 5,000 |
| Cash withdrawal from Saving account in EGP using counter cheque. |
Equivalent to USD 1.5 if the amount is equal or less than EGP 5,000 |
| Cash withdrawal from current account in USD using counter cheque. |
USD 3 if the amount is equal or less than USD 800 |
| Cash withdrawal from Saving account in USD using counter cheque. |
USD 2 if the amount is equal or less than USD 800 |
| Cash Withdrawals in other Foreign currencies using counter cheque are free Except USD. |
| Commission on Non-Updated Accounts after one month |
EGP 10 calculated monthly |
| Minimum balance Commission |
EGP 30 for every current account below EGP 2000 / USD 350 during the month. |
| high debit interest commission |
1/1000 from highest debit interest on the monthly statement |
| Golden Insurance Program |
EGP 9/ month |
| Account Closing Fees. |
EGP 100 |
| Account opening Fees at AB External Branches. |
EGP 200 |
|
Account Services
|
| Re-print a statement of account for the current year |
EGP 20 for each paper |
| Re-print a statement of account for a past year |
EGP 30 for each paper |
| payment order |
EGP 100 regardless the withdrawal amount |
| Issuance of a certificate for a Current year |
EGP 50 |
| Issuance of a certificate for a past year |
EGP 100 |
| Request for documents |
EGP 25 for every single document |
| Standing Instructions for transfers on Accounts |
EGP 75 at Subscription
EGP 50 Annual Fees
EGP 25 for each transaction done outside the Account |
| Standing Instructions on Time Deposits |
EGP 75 at Subscription
EGP 50 Annual Fees
free for each transaction done outside the Account |
| Standing Instructions (Other) |
EGP 75 at Subscription
Free Annual Fees
EGP 40 for each transaction |
| No commission on Standing Instructions related to internal Transfers between sub-accounts under the same account number. |
| Signature Verification |
EGP 25 |
| Hold Mail fees in branch |
EGP 250 monthly |
|
Power of attorney
|
| Power of attorney issuance |
EGP 100 other than the applied stamps |
| Power of attorney annual renewal |
EGP 75 |
| Power of attorney cancellation |
EGP 50 |
|
Safe Deposit Box
|
| Small size |
EGP 500/ annually |
| Small medium size |
EGP 750 / annually |
| Medium size |
EGP 1250/ annually |
| Large size |
EGP 2500/ annually |
| According to Law, 10% sales tax is deducted annually on all sizes |
|
Client Mail Issuance
|
| Mail fees (Local Registered Mail) |
EGP 50
|
| Mail fees (International Registered Mail) |
international Mail ( Based on the Country ) |
| Express Mail ( DHL ) (Inside Egypt) |
EGP 150 / kg
|
| Express Mail ( DHL ) (Outside Egypt) |
international Mail ( Based on the Country ) |
|
Cheques and Remittance
|
|
Client Cheques
|
| Cheque book issuance fee (25 cheques) Branches / ATMs |
EGP 75 Reduced by 50% in the case requested through Arabi Online Service |
| Cheque book issuance fee (50 cheques) Branches / ATMs |
EGP 150 Reduced by 50% in the case requested through Arabi Online Service |
| Stop payment |
EGP 60/cheque. In addition to EGP 40/annum for each subsequent year |
| Stop payment cancellation |
EGP 50/ cheque |
|
Draft / Certified Cheques
|
| Foreign currency cheques issuance fees |
3/1000 with a minimum of USD 12 and a maximum of USD 100 |
| Local currency cheques issuance fees |
2/1000 with a minimum of USD 5 and a maximum of USD 65 |
Cheques issued to Governmental entities, Taxes, Tariffs: 2/1000 with a minimum of
USD 5 and a maximum of USD 15 |
| Draft / Certified Cheques cancellation |
EGP 25 |
| Cancellation of foreign Draft Cheques |
on Local Bank USD 5
on foreign bank USD 20 |
|
Collection of Cheques
|
| Cheques for collection (Clearing House) |
2/1000 with a minimum of EGP 20 and a maximum of EGP 500 (In addition to EGP 2 for each un-coded cheque) |
| Cheques drawn on Local Banks (Sight /Post dated) |
3/1000 with a minimum EGP 20 and maximum EGP 375 |
| Cheques in foreign currency |
3/1000 with a minimum of USD 7 and maximum USD 150 + $ 5 Admin Fees ( In addition to any other collection fees by correspondent) |
| withdraw - postpone cheque/ bill collection |
EGP 25 |
| Returned Cheques |
EGP 30 |
|
Collection of Bills
|
| Bills |
3/1000 with minimum EGP 20 and maximum EGP 500 + EGP 15 mailing fees |
| Protesto fees |
EGP 50 |
|
Inward Remittance
|
| Cash Payment |
3/1000 with a minimum of USD 10 and maximum of USD 50 or without commission if paid in EGP |
| For a customer account at one of our branches |
USD 5 for transfers up to USD 1,000
|
| USD 10 for transfers above USD 1,000 |
outward and inward remittance for any external AB branch is free for the following Countries only
( Egypt / Lebanon / Jordon / Palestine / Algeria / UAE / Qatar / Yemen / Bahrain / Morocco ) |
| Remittance Cancellation Admin Fees |
EGP 30 |
|
Outward Remittance
|
| Transfer Foreign Currency inside or outside the country |
3/1000 with minimum of USD 10 and a maximum of USD 150 + $ 5 admin fees ( In addition to any other collection fees by correspondent) |
outward and inward remittance for any external AB branch is free for the following Countries only
( Egypt / Lebanon / Jordon / Palestine / Algeria / UAE / Qatar / Yemen / Bahrain / Morocco ) |
| Transfers Between banks in Local Currency (RTGS) |
2/1000 with a minimum of EGP 25 and a maximum of EGP 300 + EGP 25 admin fees |
| External Swift fees |
USD 35 |
| Local Swift fees |
EGP 35 |
| Above Commissions and expenses are reduced by 50% in case they are requested through Arabi Online Service |
| outward Remittance cancellation as per Customer request |
USD 30 + correspondent fees |
| outward Remittance cancellation as per correspondent request (National Remittance) |
USD 5 |
| outward Remittance cancellation as per correspondent request (international Remittance) |
USD 20 |
|
Cards
|
|
Visa Electron
|
Cards ( Primary / Supplementry )
issuance
Annual
Reissuance |
EGP 40 |
| Pin Code Re- issuance Fees |
EGP 20 |
| Card usage on Arab Bank ATMs |
Free |
| Card usage on Visa local network ATMs |
EGP 4 for Cash withdrawal |
| Equivalent to USD 0.30 + EGP 0.50 for inquiries or any transactions |
| Overseas cash withdrawal commission |
0.50% from withdrawal amount + USD 2.75 |
| Adding USD account on the Card (Primary/Supplementary) |
USD 5 or its equivalent |
|
Blue, Gold and Black / platinum Visa Credit Cards
|
| Primary Cards Annual / Issuance Fees |
Blue - no fees
Gold - EGP 250
Black - EGP 350
Platinum - EGP 750 |
supplementary cards Issuance fees
( first year up to 5 Cards ) |
Free |
| supplementary cards Annual fees |
Blue - no fees
Gold - EGP 125
Black - EGP 175
Platinum - EGP 375 |
| Cards Re-issuance Fees |
Blue - EGP 50
Gold - EGP 125
Black - EGP 175
Platinum - EGP 375 |
| Pins Re issuance Fees |
EGP 20 |
| Cash Advance Fees |
Blue- no fees |
| Gold/Black/platinum 3% from the amount withdrawn with a minimum of EGP 30 |
| Late payment fees |
Blue- 125 EGP monthly
Gold/Black/ platinum - 100 EGP monthly |
| Over limit Fees |
Blue - EGP 125 Monthly
Gold - EGP 75 Monthly
Black - EGP 100 Monthly
Platinum - EGP 150 Monthly |
| Clearance Letter |
EGP 100 |
| I - Score Fees |
EGP 30 |
| Finance charge (Retail Transaction) : |
1.99% Monthly
|
| Finance charge (Cash Transaction) : |
2.49 % Monthly |
|
Internet Shopping Card
|
| Issuance / annual fees (Primary/supplementary cards) |
EGP 75 |
| Re-Issuance fees (Primary/supplementary cards) |
EGP 30 |
| Over limit charges |
EGP 50 Monthly |
| Late payment fees |
|
Other fees for cards (Electron, Credit Card)
|
| international courier Fees ( cards & pins ) |
EGP 175 for each |
| charge back Request |
USD 25 or its equivalent in EGP |
|
Electronic Services
|
|
SMS Alerts
|
| SMS |
5 free monthly SMS, EGP 0.50 for each extra SMS |
|
Internet Banking (Arabi Online)
|
| Annual Subscription fees |
free |
| Re-issuance of pin code |
EGP 20 |
| E-statement |
Free Through Arabi Online service |
|
Phone Banking (Hala Arabi)
|
| Annual subscription fees |
Free |
| Re-issuance of pin code |
EGP 20 |
|
Phone bills (per line)
|
| Annual Subscription fees landline (National / international) |
EGP 25 |
| Annual subscription fees (Mobinil) |
EGP 25 |
|
Personal/ Auto/Used Auto Loans
|
| Admin fees |
Ranges from 1.50% to 2.25% |
| Penalty Pastdue Installments |
2% in addition to the applied loan interest rate (minimum of EGP 100 ) |
| Early settlement fees (Partially, Fully) |
5% for All Loans except 3% for Secured Loans |
| License renewal letter authentication |
EGP 25 |
| Clearance Letter Issuance |
EGP 100 |
|
Securities
|
|
Custody
|
| Transactions Custody Fees (Buy/Sell) |
1/1000 of the total invoice |
| Coupons Collection Fees |
6/1000 from coupons value |
| Annual Custody Fees |
1/1000 from the portfolio Market Value (annually collected according to "Misr for Central Clearing" invoices) |
| Transfer of Custody |
EGP 100 for every type of securities |
| Issuing a Statement of account/ transaction/ Freezing Securities |
EGP 5 |
| Request for Issuing a Unified Code |
EGP 10 |
| Adding Unified Codes |
EGP 20 |
| Request for Issuing a List of Shareholders. |
EGP 50 |
| Depositing Securities in Custody |
1/1000 from market value in the depositing stage with a minimum of EGP 10 |
|
EURO BOND
|
| Buying/ Selling fees of EURO BOND |
USD 1,000 - USD 50,000 (2.5/1000 with minimum of USD 100)
USD 50,001 - USD 100,000 (2/1000)
USD 100,001 - USD 250,000 (1.5/1000)
USD 250,001 - USD 500,000 (1/1000)
more than USD 500,000 (0.75/1000) |
| Coupon Collecting fees of EURO BOND |
1% of the nominal value of the coupon |
| Custodian Commission of EURO BOND |
1/1000 of the nominal value of bonds |
|
Others
|
| IPO Subscription Fees |
0.25/1000 with a minimum of EGP 20 and maximum of EGP 500 |
| Youmaty Account - Intial Subscription Fees |
EGP 150 |
| Youmaty Account - Monthly Fees |
EGP 10 |