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Individuals
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Corporates
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Cheques and Remittance
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Outward Remittance
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| Foreign Currency inside or outside the country |
3/1000 with minimum of USD 8 and a maximum of USD 150 + $ 5 admin fees |
3/1000 with minimum of USD 8 and a maximum of USD 100 |
| Other than the expenses deducted by the correspondent |
| Local Currency |
2/1000 with a minimum of EGP 25 and a maximum of EGP 300 + EGP 15 admin fees |
| External Swift fees |
USD 35 |
| Local Swift fees |
EGP 35 |
| Outward Remittance cancellation as per Customer request |
$ 20 + correspondant fees |
| Outward Remittance cancellation as per correspondant request |
"local remittance $ 5
international Remittance $ 20" |
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Above Commissions and expenses are reduced by 50% in case requested through Arabi Online Service
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Inward Remittance
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| Cash Payment |
3/1000 with a minimum of USD 6 and maximum of USD 50 or without commission if paid in EGP |
| For a customer account at one of our branches |
USD5 for transfers up to USD 1000
USD 10 for transfers above USD 1,000
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USD 1 for transfers up to USD 1000, and USD 2 for transfers above 1,000 USD |
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"outward and inward remittance for any external AB branch is free for only
( Egypt / lebanon / Jordon / Palastine / Algeria / UAE / Qatar / Yemen / Bahrain / Morroco ) "
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| Remittance Cancellation Fees |
EGP 25 |
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Draft / Certified Cheques
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| Foreign currency cheques |
3/1000 with a minimum of USD 6 and a maximum of USD 100 |
3/1000 with a minimum of USD 6 and a maximum of USD 120 |
| Local currency cheques |
2/1000 with a minimum of EGP 25 and a maximum of EGP 300 |
2/1000 with a minimum of EGP 25 and a maximum of EGP 400 |
| Draft / Certified Cheques cancellation |
EGP 25 |
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Cancelation of draft cheques withdrawen on the customer account
(local/international) |
withdrawen from local bank $ 5
withdrawen from international $ 20 |
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Collection of Cheques and Draft Notes
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| Cheques for collection (inside clearing) |
Cheques up to EGP 100 - EGP 7/ cheque.Cheque more than EGP 100 - EGP 15/ cheque (In addition to EGP 2 for each un coded cheque) |
No commission |
| Cheques in foreign currency |
3/1000 with a minimum of USD 5 and maximum USD 100 + $ 5 Admin Fees |
| Cheques drawn on Local Banks (Current/Post dated) |
2/1000 with a minimum EGP 10 and maximum EGP 350 |
| Draft Notes |
2/1000 with minimum EGP 15 and maximum EGP 250 + EGP 15 mailing fees |
| Protest fees |
EGP 35 |
| Stop payment |
EGP 50/cheque. In addition to EGP 30/annum for each subsequent year |
EGP 10/ request. In addition to EGP 10/annum for each subsequent year |
| Stopped payment cancellation |
EGP 50/ cheque |
| Returned Cheques |
EGP 20/ cheque |
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Accounts
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| Minimum to open a current account |
EGP 2500 or its equivalent |
EGP 5000 or its equivalent; |
| Minimum to open a saving account |
EGP 1500 or its equivalent |
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| Current account opening fees |
EGP 30 in addition to applied stamps |
| Saving account opening fees without having other opened accounts |
EGP 30 in addition to applied stamps |
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| Minimum balance Commission |
EGP 20 for every sub account falls below EGP 2000 during the month or USD 350 |
EGP 100 for every account with no transactions for more than 3 months |
| Cheque book issuance fee (25 cheques) |
EGP 62.50 Reduced by 50% in the case requested through Arabi Online Service |
| Cheque book issuance fee(50 cheques) |
EGP 125 Reduced by 50% in the case requested through Arabi Online Service |
| Cash withdrawal from current account (on the counter) |
EGP 15/ cheque |
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| Cash withdrawal from Saving account (on the counter if below EGP 5000 more than twice monthly) |
EGP 5/ transaction |
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| Power of attorney issuance |
EGP 100 other than the applied stamps |
| Power of attorney annual renewal |
EGP 75 |
| Power of attorney cancellation |
EGP 30 |
| Account annual fees |
EGP 20 quarterly for resident clients. EGP 35 quarterly for non resident clients. |
EGP 15 quarterly for governmental parties. EGP 30 quarterly for corporate. |
| Golden Insurance Program |
EGP 9/ month |
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Standing Instructions
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EGP 50 in addition to EGP 20 for each transaction + applied comissions |
| Standing Instructions annual fees |
EGP 50
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| Hold Mail fee in customer branch |
EGP 250 monthly |
| Hold Mail fee in other branch |
EGP 250 monthly |
| Initial Prospectus fees for “Yomaty” account |
EGP 150 |
EGP 500 |
| Monthly fees for “Yomaty” account |
EGP 10 |
EGP 50 |
| Mail fees |
EGP 3 for every sub account for each periodic statement of account |
| External account opening Fees at any of our External Branches |
EGP 200
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| High debit interest comission |
1/1000 from highest debit interest on the monthly statement |
| closure account fees |
EGP 75 |
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Securities
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| Buying and Selling fees |
1/1000 of the total bill |
| Coupons Collection |
6/1000 from coupon |
| Custodian Annual fees |
1/1000 from the portfolio Market Value |
| Transfer of portfolio |
EGP 100 for every type of bond |
| Statement of account/ transaction/holding stocks |
EGP 5 |
| Coding a client |
EGP 10 |
| Annexation request |
EGP 20 |
| Request of a list of Share holders |
EGP 50 |
| Depositing Shares |
1/1000 from market value in the depositing stage with a minimum of EGP 10 |
| Buying/ Selling fees of EURO BOND |
2.5/1000 with a minimum of USD 100 |
| Coupon Collecting fees of EURO BOND |
1% of the nominal value of the coupon |
| Custodian Commission of EURO BOND |
1/1000 of the nominal value of bonds |
| Prospectus fees |
0.25/1000 with a minimum of EGP 20 and maximum of EGP 500 |
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Safe Deposit Box
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| Small size |
EGP 350/ annually |
| Small medium size |
EGP 550/ annually |
| Medium size |
EGP 1000/ annually |
| Large size |
EGP 2000/ annually |
| In addition to 10% sales tax to be deducted annually on all sizes |
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Miscellaneous and special requests
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| Certificate of the current year |
EGP 30 |
| Issuance of a certificate for a past year |
EGP 60 |
| Signature Verification |
EGP 20 |
| Re-print a statement of account for the current year |
EGP 10 for each paper |
| Re-print a statement of account for a past year |
EGP 10 for each paper |
| Payment order |
EGP 30 regardless the withdrawad amount |
| Request for documents |
EGP 20 for every single document |
| Mail fees |
EGP 35 for registered local Mail
internationa Mail ( upon Country ) |
| Express Mail ( DHL ) |
EGP 100 / kg ( inside Egypt )
upon destination ( outside Egypt) |
| Credit facilities balances statement |
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EGP 20 for each time the statement of balance is issued |
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Cards
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Blue, Gold and Black Visa Credit Cards
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| Annual fees primary cards |
Blue no fees
Gold EGP 250
Black EGP 350
Platinum EGP 750 |
| Issuance fee supplementary card |
Free |
| Annual fees for the supplementary card |
Blue no fees
Gold EGP 125
Black EGP 175
Platinum EGP 375 |
| Reissuance fees |
Free |
| Reissuance fees of the pin code |
EGP 10 |
| Cash withdrawal fees |
Blue- no fees
Gold/Black 3% from the amount withdrawn with a minimum of EGP 30 |
| Late payment fee |
Blue- 100 EGP monthlyGold/Black- 50 EGP monthly |
| Over limit charges |
Blue- EGP 100 monthlyGold/Black- EGP 50 monthly |
| Clearance Letter |
EGP 15 |
| Credit bureau fees |
EGP 25 |
| Finance charge |
Retail transactions- monthly 2.25% Cash transactions- monthly 2.49% |
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Internet Shopping Card
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| Primary/supplementary cards annual fees |
EGP 50 |
| Primary/ supplementary cards re-issuance fees |
Free |
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Visa Electron
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| Issuance fees/ Annual/ re-issuance (primary card) |
EGP 40 |
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| Issuance fees/ Annual/ re-issuance (supplementary card) |
EGP 40 |
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| Re-issuance of pin code |
EGP 20 |
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| Card usage on Arab Bank ATM’s |
Free |
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| Card usage on Visa local network ATMs |
EGP 4 for cash withdrawalEquivalent to USD 0.30 + EGP 0.50 for inquiries |
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| Overseas cash withdrawal commission |
0.50% from amount+ USD 2.75 |
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| Charge back Request |
$ 10 or equivilant in EGP |
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| International courrier Fees (cards & pins) |
EGP 175 for each |
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Loans
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Personal/ Auto/Used Auto
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| Processing fees |
Ranges from 1.50% to 2% |
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| Penalty overdue interest (minimum of EGP 100) |
2% in addition to the loan interest rate |
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| Early settlement fee |
Ranges from 1% to 5% |
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| License renewal authentication letter |
EGP 25 |
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| Credit bureau fees |
EGP 25 |
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Electronic Services
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SMS Alerts
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| SMS |
5 free monthly SMS, afterwards EGP 0.30 for each SMS |
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Internet Banking (Arabi Online)
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| Annual fees |
Free for first year ( EGP 10 every 3 months ) |
| Re-issuance of pin code |
EGP 10 |
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Phone Banking (Hala Arabi)
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| Annual fees |
Free |
| Re-issuance of pin codeً |
10 |
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Phone bills (per line)
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| Annual Subscription fees land line(normal/ international) |
EGP 15 |
| Annual subscription fees (Mobinil) |
EGP 15 |